Request for Proposals
Deadline: Friday, September 15th, 2017
The DCO invites researchers to apply for funding for rigorous studies addressing one or more of the following research questions:
1. What are the short-and long-run impacts (both positive and negative) of digital credit on consumers in emerging markets?
2. Is there heterogeneity in impacts along borrower characteristics (i.e. financial literacy, time preferences, income, and/or gender)?
3. How can non-traditional credit-scoring algorithms, regulations, and other consumer protection measures be designed to minimize default, over-indebtedness, leakage, fraud and other risks to consumers?
To Apply: Please read through the application information below and upload your proposal narrative and budget, using the templates provided, to this Submittable form. We encourage you to read the DCO landscape analysis "Digital Credit: A Snapshot of the Current Landscape and Open Research Questions" (below) before applying.
Questions? Contact DCO Program Manager Natasha Beale at nbeale<at>berkeley<dot>edu
1. What are the short-and long-run impacts (both positive and negative) of digital credit on consumers in emerging markets?
2. Is there heterogeneity in impacts along borrower characteristics (i.e. financial literacy, time preferences, income, and/or gender)?
3. How can non-traditional credit-scoring algorithms, regulations, and other consumer protection measures be designed to minimize default, over-indebtedness, leakage, fraud and other risks to consumers?
To Apply: Please read through the application information below and upload your proposal narrative and budget, using the templates provided, to this Submittable form. We encourage you to read the DCO landscape analysis "Digital Credit: A Snapshot of the Current Landscape and Open Research Questions" (below) before applying.
Questions? Contact DCO Program Manager Natasha Beale at nbeale<at>berkeley<dot>edu